Advocates for VeteransAdvocates for Veterans
Liberty

OUR SERVICES
Click on the following list to view a description of our services:

AGENT ORANGE CLAIMS
Agent Orange was one of the weed-killing chemicals used by the U.S. military in the Vietnam War. The VA pays disability compensation to veterans and their widows/widowers with specific illnesses or diseases that began in, or were aggravated by, their military service in Vietnam from 1962 to 1975. There is no maximum asset or income limitation involved that would preclude any otherwise qualified applicant from being approved for this important benefit.
AID and ATTENDENCE BENEFITS
Veterans who are either permanently or totally disabled, or age 65 and older, may be eligible for monetary support if they have 90 days or more of active military service, at least one of which was during a period of war. The veteran’s discharge must have been under conditions other than dishonorable and the disability must be for reasons other than the veteran’s own willful misconduct.

The funds are used to pay for ongoing unreimbursed medical expenses such as living in an Assisted Living Community, Residential Group Home or for In Home care.

Presently, the maximum monthly benefit is $1,950. This benefit is 100% tax free.
ANNUITY or STRUCTURED SETTLEMENT BUY OUT
Are you receiving a monthly payout for an annuity or structured settlement? If so, it would be an advantage for you to receive a lump sum payment instead of waiting for checks to arrive year after year? Would you prefer to have advanced payment? If so, we should talk.
APPEAL OF VA CLAIM DECISIONS
Veterans and other claimants for VA benefits have the right to appeal decisions made by a VA regional office, or medical center. Typical issues appealed are disability compensation, pension, education benefits, recovery of overpayments, and reimbursement for unauthorized medical services.

We will help you with your appeal process.
DEPENDENTS AND SURVIVORS BENEFITS
Military service provides payment, called a death gratuity, to the next of kin of military personnel who die while on active duty as a result of service connected injury or illness.
FINANCIAL ANALYSIS
There are phases in your financial lives. The first is accumulation the second and possibly most important is the preservation of assets.

Have you experienced financial losses over the past few years because of your hard earned money being exposed to losses in the markets?

How much of your remaining assets are exposed to market risk?

How much do yuo ned to retire? If retired, how long will it be before yuor money runs out?

How much have you lost in the markets over the past few years? Are you sometimes reluctant to open your monthly account statments? Have much of your retirement income is left? Are you tired of your investment broker continuing to profit from your account while you accoutn value declines?

Would you like to have accress to the markets but have zero exposure to loss of principal and any prior annual gains you have made?

A consultstion can result in providing you with clarification and certainly. At the very least you deserve to know what your options are.
FINAL EXPENSE PROGRAMS
What preparation have you made to cover final medical bills and your funeral expenses?

With medical costs being so high and funeral services also being expensive this is an issue that can create expenses we tend to ignore. No one wants to be a burden on their children.

This issue can be taken care of if you do some preplanning.
HOME LOAN GUARANTEES
VA home loan guarantees are issued to help eligible service members, veterans, reservists and unmarried surviving spouses obtain homes, condominiums, residential cooperative housing units, and manufactured homes, and/or to refinance your existing loan.
HOME AND AUTO INSURANCE
When was the last time you did a review of your home, auto and car insurance? If more than two years ago you may be paying too much.

A meeting with a qualified insurance agent could save your hundreds of dollars each year.
IDENTITY THEFT PROTECTION
Every three seconds someone is a victim of identity theft. The result can destroy your credit and reputation. You can avoid these problems by being proactive and talking with one of the identity theft prevention companies we work with.
INCOME TAX REVIEW
Millions of Americans pay far too much on taxes each year. Are you one of them?

We can arrange to have your tax returns reviewed by a highly respected CPA firm.
IN HOME CARE
Research indicates that retired veterans often do better both emotionally and medically when they remain in their homes. The challenge is where to find the appropriate people to provide the care. After completing extensive research we now have solid relationships with excellent In Home Care providers.
LIFE INSURANCE POLICIES
Are you 65 or older, and still paying life insurance premiums?

Do you still need life insurance?

Would you like to stop paying premiums and also receive a lump sum cash payment?

Life Settlement options provide that option.
LONG TERM CARE INSURANCE
With the average cost of Assisting Living communities costing $4000 per month and more, have you considered getting a long term insurance quote?

Or if you already own a long term care policy how is the insurance company rated?

What is your understanding of the benefits you hope to receive? People often misunderstand how the benefits can be triggered and what the plan really covers.

We can arrange to have your LTC policy reviewed at no cost.
MORTGAGE REVIEW
Are you paying too much for your mortgage? Should you refinance? We can refer to you a specialist who will do a review for you at no charge.
PREPARATION OF YOUR HOME FOR SALE
Are you considering selling your home? If so, we can introduce you to highly qualified, board certified appraisers who will provide you with an appraisal you can count on for accuracy and integrity.

There is more than enough emotional turmoil involved in selling one's home. Let us help ease the burden by referring you to one of the companies we work with who specialize in cleaning homes in preparation for sale.

There may be furniture and antiques you want to sell but are unsure of the true value. We can refer you to an appraiser will give you an accurate current market value.

We also work with moving companies who provide discounts for our clients.
REAL ESTATE SERVICES
If you are considering moving into an Assisted Living Community or some other form of communal living you may want to or need to sell your home.

Whether buying or selling it’s critically important to be in the hands of a seasoned professional. We work with real estate specialists including experienced appraisers who will take you through all the steps to ensure a satisfactory outcome for you.
REFERRALS TO ASSISTED LIVING COMMUNITIES, and GROUP HOMES
We have close working relationships with highly respected Assisted Living Communities throughout California. Depending on your needs and budget we can sit down with you and your family, do an evaluation, then walk you through all elements of this emotionally challenging part of your life.
STRUCTURED SETTLEMENT OPTIONS
Many veterans are receiving a monthly check as payment for some claim. Instead of having to wait many years to receive all the funds they could instead opt to receive a lump sum settlement.
VETERANS DEPENDENTS AND SURVIVORS HEALTH CARE
Certain dependents and survivors can receive reimbursement for most medical expenses-inpatient, outpatient, mental health, prescription medication, skilled nursing care and durable medical equipment.
VA HEALTH CARE BENEFITS
Veterans of the United States armed forces may be eligible for a broad range of programs and services provided by the VA.
WILLS, REVOCABLE AND IRREVOCABLE TRUSTS
What’s best for you, a will or a trust? And if it’s a trust then what type of trust is appropriate? After you die it’s too late to make things right. Are your assets titled properly? Has your trust been reviewed in the past three years?

We can introduce you to law firms who specialize in estate planning with a specialization in VA benefits. Each attorney is VA accredited.

Attorneys at the law firm will also review your existing Wills and Trusts to ensure they are up to date with both state and federal laws.

If you do not have any Will or Trust they will advise you on what may or may not be appropriate.
ADVOCATES for VETERANS, Inc. - Call 916-215-6886